CFA® Level 1: CFA® Level 1 Exam Answer

Cash Ratio Calculation

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Question

The balance sheet of firm A shows the following:

Cash & Cash equivalents 386 -

Receivables 119 -

Inventories 204 -

Marketable securities 143 -

Short-term loans 649 -

Current portion of long-term debt 312

The cash ratio of the firm equals ________.

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A

The cash ratio is the most conservative liquidity ratio calculated using only cash and marketable securities relative to current liabilities. Thus, Cash ratio = (cash + marketable securities)/current liabilities In this case, Cash ratio = (386+143)/(649+312) = 0.55