Cash and Cash Equivalents | Del Monte Co. | CFA Level 1 Exam Answer

Cash and Cash Equivalents

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Question

At December 31, 1995, Del Monte Co. had the following balances in the accounts it maintains at Royal Street Bank:

Checking account #101 $175,000

Checking account #102 $(10,000)

Money market account $25,000 -

90-day certificate of deposit due 2/28/96 $50,000

180-day certificate of deposit due 3/15/96 $80,000

Del Monte classifies investments with original maturities of 3 months or less as cash equivalents. In its December 31, 1995 balance sheet, what amount should

Del Monte report as cash and cash equivalents?

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Cash consists of coins, currency on hand, checking accounts (demand deposits), certificates of deposit (time deposits) and near-cash assets (money market accounts). Cash equivalents are limited to investments with original maturities to the holding entity of 3 months or less. As a result, cash and cash equivalents will be $240,000 ($175,000 - 10,000 + 25,000 + 50,000).