Mutual Fund Share Classes | Load Fund Sales Charge | Exam Preparation

Share Classes and Sales Charge for Load Funds

Prev Question Next Question

Question

The ________ for a share of a load fund equals the NAV of the share plus a sales charge.

Answers

Explanations

Click on the arrows to vote for the correct answer

A. B. C. D.

D

A load fund is typically quoted by its NAV and an offering price, which is the NAV plus a sales charge.

The correct answer is D. offering price.

An open-end mutual fund is a type of investment fund that issues new shares to investors and stands ready to redeem (buy back) existing shares at their net asset value (NAV). The NAV represents the per-share value of the fund's assets minus its liabilities and is calculated at the end of each trading day.

In the context of a load fund, a sales charge, also known as a "load," is imposed on investors when they purchase shares of the fund. The load can be expressed as a percentage of the offering price.

The offering price, also referred to as the public offering price or the asking price, is the price at which new shares are sold to investors. It is determined by adding the sales charge to the NAV per share. Therefore, the offering price reflects both the value of the underlying assets (NAV) and the sales charge.

When an investor buys shares of a load fund, they pay the offering price, which includes the sales charge. For example, if the NAV per share is $10 and the sales charge is 5%, the offering price would be $10 + ($10 * 0.05) = $10.50 per share.

To summarize, the offering price for a share of a load fund is the NAV of the share plus a sales charge, representing the price at which new shares are sold to investors.