Construction Loan During Building Completion

Construction Loan During Building Completion

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Question

A construction loan made during completion of a building or a project.

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A. B. C. D.

A

The answer to this question is A. Interim Financing.

Interim financing, also known as bridge financing or construction financing, is a type of short-term loan used to finance the completion of a building or project. It is typically used by builders or developers who need to borrow money to complete a construction project or renovation before the property is sold or refinanced.

Interim financing is typically used for projects that are expected to be completed within a year or two. The loan is usually structured as a line of credit, with funds advanced in stages as the construction progresses. As the project nears completion, the borrower may refinance the interim loan with a permanent loan, which is a longer-term financing option with lower interest rates.

Interim financing can be secured by the property being built or renovated, or by other assets that the borrower owns. The interest rates on interim loans are typically higher than those on permanent loans, reflecting the higher risk associated with construction projects.

In summary, an interim financing loan is a type of short-term loan used to finance the completion of a building or project, typically structured as a line of credit with funds advanced in stages as the construction progresses. It is an important source of funding for builders and developers who need to borrow money to complete a project before the property is sold or refinanced.