The Average Chance of Disability Before 65
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Question
When a family member becomes sick for an extended period, the effect on the family goes beyond medical bills. The average chance of a person age 35 becoming disabled for 90 days or longer before 65 is about:
Answers
Explanations
Click on the arrows to vote for the correct answer
A. B. C. D.C
According to the Social Security Administration (SSA), the average chance of a person becoming disabled for 90 days or longer before age 65 is approximately 30%. Therefore, the correct answer is A. 30%.
It's important to note that disability can result from various reasons, including illness, injury, or mental health issues. Disabilities can have a significant impact on a person's ability to work and earn an income, which can lead to financial difficulties.
Disability insurance can help provide a safety net for individuals and families in the event of a disability. It can provide a portion of the individual's income during the disability period, helping them cover their living expenses and medical bills.
As a Trust and Financial Advisor, it is essential to advise clients to consider purchasing disability insurance, especially if they have dependents who rely on their income. Additionally, it's essential to consider the costs of medical care, potential lost wages, and ongoing care needs when planning for a loved one's disability.
