Independent Practice Association (IPA) Model HMO

A

The correct answer is A. Individual practice association.

An individual practice association (IPA) is a form of health maintenance organization (HMO) that contracts with physicians and other healthcare providers to offer healthcare services to its subscribers. Under an IPA model, subscribers receive medical care from physicians who practice from their own offices and from community hospitals affiliated with the IPA.

In an IPA, physicians and other healthcare providers contract with the IPA to provide services to its subscribers. The IPA negotiates contracts with hospitals and other healthcare facilities to provide a network of healthcare services to its subscribers. As a result, subscribers have access to a wider range of healthcare services than they would under a traditional HMO model, which typically restricts access to a narrow network of healthcare providers.

In addition to the broader network of healthcare providers, an IPA model can also provide cost savings for subscribers. By negotiating contracts with healthcare providers, the IPA can often secure lower rates for medical services, which can be passed on to subscribers in the form of lower premiums or lower out-of-pocket costs.

In summary, an individual practice association (IPA) is a form of HMO in which subscribers receive medical care from physicians practicing from their own offices and from community hospitals affiliated with the IPA. The IPA negotiates contracts with healthcare providers to provide a broader network of healthcare services to its subscribers, while also potentially providing cost savings through lower rates for medical services.