The amount of insurance coverage you receive depends on the type of homeowner's policy you buy. You can also obtain coverage if you're a renter or a condominium owner. The basic form(HO-1) covers perils like:
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A. B. C. D.D
The correct answer is not listed among the options given. The basic form of homeowner's policy (HO-1) typically provides limited coverage and covers only a few specific perils. The perils covered under an HO-1 policy may vary from one insurance company to another, but typically include the following:
Fire and lightning: This covers damage caused by fire, lightning strikes, and any resulting smoke damage.
Windstorm and hail: This covers damage caused by windstorms and hail, including damage to the roof, windows, and exterior of the property.
Explosion: This covers damage caused by explosions, such as those resulting from gas leaks.
Riot or civil commotion: This covers damage caused by riots, civil disturbances, or other forms of civil commotion.
Aircraft: This covers damage caused by aircraft or objects falling from aircraft, such as tree branches.
Vehicles: This covers damage caused by vehicles, including cars, trucks, and other motorized vehicles.
Theft and vandalism are not typically covered under an HO-1 policy. However, some insurance companies may offer optional coverage for theft and vandalism at an additional cost.
Therefore, the correct answer is not listed among the options given.