Monthly Withdrawal Calculator

Monthly Withdrawal Calculator

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Question

Suppose you were given $4,000 today and deposited it into an account paying 8% per year, compounded monthly. If you know that you will need $5,000 in the account 10 years from now, what monthly withdrawal can you make from the account, beginning one month from now, that will leave the account with exactly

$5,000 in it in 10 years?

Answers

Explanations

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A. B. C. D. E.

B

On the BAII Plus, press 120 N, 8 divide 12 = I/Y, 4000 PV, 5000 +/- FV, CPT PMT. On the HP12C, press 120 n, 8 ENTER 12 divide i, 4000 PV, 5000 CHS FV,

PMT. Note that the answer is a negative number, indicating that this is a monthly withdrawal that can be made from the account in addition to the $5,000 in 10 years. Make sure the BAII Plus has the value of P/Y set to 1.