Limited Types of Health Plan Protections
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Question
Most of the major types of health plans are sufficient to meet the protection needs of most individuals and families. But, insurance companies offer other options that provide limited protection against certain types of perils. Which one of the following is the example of those limited types of protections?
Answers
Explanations
Click on the arrows to vote for the correct answer
A. B. C. D.D
The question is asking for an example of a type of health plan that provides limited protection against certain perils.
Option A: Accident protection is a type of health plan that provides coverage for accidental injuries. This coverage is usually limited to specific types of accidents and may have maximum limits on the amount of coverage available.
Option B: Home income policies are not a type of health plan. They are a type of insurance policy that provides income replacement in the event of disability, usually due to an injury or illness. This type of policy is not specifically designed to provide health coverage, but rather to replace lost income.
Option C: Comprehensive medical insurance provides coverage for a wide range of medical expenses, including doctor visits, hospitalization, prescription drugs, and preventive care. This type of plan is designed to provide comprehensive protection against most types of medical perils.
Option D: Both A and B are incorrect. While accident protection provides limited coverage against accidental injuries, home income policies are not a type of health plan and do not provide limited protection against specific types of perils.
Therefore, the correct answer is A. Accident protection is an example of a type of health plan that provides limited protection against certain perils.
