Negligence: Definition, Types, and Liability | CTFA Exam Prep

Negligence

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Question

Negligence is:

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Explanations

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A. B. C. D.

AB

Negligence refers to the failure to exercise reasonable care or caution in a situation, resulting in harm or loss to another person. It is a legal concept that is frequently used in personal injury lawsuits and other areas of the law where individuals or entities can be held accountable for their actions.

Option A is the correct answer as it defines negligence as "failing to act in a reasonable manner." In order to establish negligence, it must be shown that a person had a duty of care to another person, that they breached that duty, and that this breach caused harm or loss to the other person.

For example, if a doctor fails to diagnose a serious medical condition that they should have reasonably detected, and the patient suffers harm as a result, the doctor may be liable for negligence. In this case, the doctor had a duty of care to the patient, failed to act in a reasonable manner by not diagnosing the condition, and this breach of duty caused harm to the patient.

Option B is not a complete definition of negligence, as it only refers to situations where necessary steps to protect others from harm are not taken. While this can be a form of negligence, it is not the only type.

Option C is incorrect as it defines negligence as causing a loss, which is not necessarily the case. A loss may result from negligence, but it is not the definition of negligence itself.

Option D is also incorrect, as losing judgment is not equivalent to negligence. While poor judgment may contribute to a situation of negligence, it is not the sole factor in determining whether negligence has occurred.