Prescription drug coverage is:
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A. B. C. D.A
Prescription drug coverage refers to the healthcare benefit that covers the cost of prescription medications for individuals who have insurance coverage.
The answer to the question is D. Both A and C are correct.
A) Prescription drug coverage is a voluntary program: This means that individuals can choose to enroll or not enroll in a prescription drug coverage program. It is not mandatory to have this coverage, and it is up to the individual to decide whether or not to enroll.
C) Prescription drug coverage needs co-payments and co-insurances: This means that even though an individual has prescription drug coverage, they may still have to pay a portion of the cost of their prescription medications. Co-payments are a fixed amount that the insured person pays for each prescription, and co-insurance is a percentage of the total cost of the medication that the insured person pays.
Therefore, it is essential to understand that while prescription drug coverage is a voluntary program, it may still require co-payments and co-insurances to be paid by the insured individual.