Monthly Report of Accumulated Charges

Monthly Report of Accumulated Charges

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Question

____________ is the term used for the monthly report of all the accumulated charges.

Answers

Explanations

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A. B. C. D.

D

The correct answer to the question is D. Billing statement.

A billing statement is a document that is generated by a creditor, usually on a monthly basis, which shows all of the accumulated charges that have been added to an account during a particular billing cycle. It is used to inform the account holder of the balance that is owed, and to provide a breakdown of the charges that have been added to the account.

A billing statement typically includes the following information:

  1. Account information: This includes the account number, account holder's name, and the billing period covered by the statement.

  2. Balance summary: This section shows the beginning balance, any payments or credits that have been applied to the account, and the total amount of new charges or fees that have been added.

  3. Transaction detail: This section provides a breakdown of all the transactions that have been posted to the account during the billing period. This includes purchases, cash advances, balance transfers, interest charges, and any other fees that may have been assessed.

  4. Payment information: This section shows the minimum payment due, the due date, and any other payment options that may be available.

  5. Account summary: This section provides an overview of the account balance, including the current balance, available credit, and any past due amounts.

Overall, a billing statement is an important tool for managing credit card and loan accounts, as it provides a detailed overview of all the activity that has taken place during a particular billing cycle.