CTFA Exam Question Answer | Method for Estimating Case-Basis Reserves | ABA Certification

Method for Estimating Case-Basis Reserves

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Question

The method which assumes that an entity's experience in estimating case-basis reserves will be repeated in the future is called:

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Explanations

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A. B. C. D.

B

The method that assumes that an entity's experience in estimating case-basis reserves will be repeated in the future is known as incurred loss projection.

Explanation:

Incurred loss projection is a technique used to estimate the future loss and loss adjustment expenses based on historical data. It is a common method used by insurance companies to estimate the amount of money that they need to set aside to cover future claims.

The incurred loss projection method assumes that the entity's experience in estimating case-basis reserves will be repeated in the future. This means that the insurance company looks at its past claims and uses that data to estimate the number of future claims and the amount of money that will be required to settle those claims.

On the other hand, paid loss projection is a method that uses the historical data of the amount of claims already paid out, to estimate the amount of future claims. This method does not take into account any outstanding or unsettled claims.

Reported loss development projection is another method used to estimate the future losses by taking into account the development patterns of reported claims. This method involves analyzing the historical data of claims that have been reported but not yet settled.

Internal entity loss projection is not a method used to estimate future losses. It refers to the loss projection method used internally by an entity, which may vary from one entity to another.

Therefore, the correct answer to this question is C. Incurred loss projection.